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Title Loans in GA

Title Loans in Georgia are high interest loans typically used for unexpected occurrences. A title loan in a secured loan. Your vehicle is the collateral in the loan. Title Loans in Georgia cater to people with bad or challenged credit. People with good credit generally don’t need to put up any collateral and are able to qualify for unsecured loans.

Title Loans in Georgia

 

 

 

 

Car Title Loans in Georgia

When times are tough and money is low you have to look at your assets. Most vehicles are assets that have value in them. The loan amount is based off of the value of the vehicle and the applicants current monthly income. You will not qualify for Title loans in GA if there is no value in your vehicle. The vehicle has to be in good operating condition in order to qualify for the loan. The vehicle will need to be brought to the title loan office for an inspection prior to acquiring the loan. More often than not, when obtaining a secured loan you need to keep the collateral with the lender. This is not the case with a title loan and this is why title loans have grown in popularity over the years.

 

Title Loans in Georgia

Continue to use your vehicle while paying off the loan. Use your vehicle to get to work, use your vehicle for work. If you have a full time job you can do Uber or Lyft on the side to pay off the loan balance. You get to set your own hours with Uber and Lyft.

Make sure you pay your loan on time. If you default on the loan you risk having the vehicle repossessed. Your title has to be free and clear of any liens in order to get the loan meaning you have to own your vehicle outright and you aren’t making payments on it any longer. If you are not the registered owner or legal owner on the title you will need to bring that person along with you during the loan application process.

Car Title Loans in Georgia Lending Law