Need a fast cash loan? We provide Texas Title loans in the great state of Texas.
What is a Texas Title Loan?
A Texas Title Loan is a short term high interest loan. Title loans generally pertain to people with bad credit that cannot qualify for an unsecured loan. An unsecured loan is a loan where the borrower doesn’t need to put up any type of collateral. A Texas Title Loans are secured loans. Your vehicle title is the collateral in the loan.
Your vehicle title must be free and clear of any liens. You have to own the vehicle outright and not be making any payments on it. If the title is in your mom,dad,husbands,wife’s,name they will have to come along to complete the loan.
The title loan amount is based off of the borrowers current monthly income and the value of the car. If your car is a piece of junk and doesn’t have much value you probably will not qualify for a title loan.
You must maintain automotive insurance on the vehicle the whole time you are paying the loan off.
You can continue to use the vehicle while paying off the loan. Use it for work or to get to work. Do some delivery jobs on the side or work for uber ot lyft.
Please bring your government issued identification along with you and proof of income. Do you have pay stubs? Do you get paid cash? Do you deposit that money into your bank account? Are you on ssi or disability?
We need to know what type and how much income you have coming in so we know how you’ll be able to pay the loan back.
Your vehicle must be in good operating condition to obtain the loan. You will need to bring the vehicle by for an inspection prior to completing the loan.