Athens Title Loans are short term high interest loans based off of the equity in your vehicle. If your car has value and you own it you can borrow against it and still keep the car to drive. It’s not like a paw where you have to keep the collateral with the lender. You are free to continue to use your car to get to your job, pick up your kids, run errands, etc.
Remember, your vehicle must be owned outright. It must be free and clear of any liens. You must also have a current drivers license.
The minimum amount of money you can borrow varies from state to state. The amount you can borrow is based off the wholesale value of your vehicle, along with verification of your income.
If your vehicle doesn’t have enough equity in it, we will not pull a credit check on you and your fico score wont be affected.
So I suppose you are curious on how this whole process works?
- Get a Quote and complete our online application through our secure website. If you have any questions, you can click on the “Live Chat” box for help.
- Soon after you apply online, a loan specialist will call you to discuss your financial situation and how we can assist you with a short-term title loan. They will explain which documents we require.
- Your documents have been accepted and you’re in the home stretch.
- After we receive your vehicle title you electronically sign your contract, we will wire funds directly into your checking or savings account.
If you are more than welcome to pay off your loan early if you like and save money on interest. There are no prepayment penalties. If you default on your Athens Title Loans you may get your vehicle repossessed so if you are having any trouble make sure to contact us.
We refinance title loans from other companies. We are unable to make loans to military members.